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Educational Resources
Expand your knowledge toolkit by reading from the most prominent experts


How the Federal Reserve’s Next Move Could Impact the Housing Market
The Federal Reserve’s Next Move Could Impact the Housing Market, What Does This Mean For You? Stay Informed and Keep-Up to Date.
Sep 4, 20243 min read
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TO-DO LIST: AFTER THE CLOSING
A to-do list for you after closing on a home.
Aug 26, 20243 min read
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What Every Homeowner Should Know About Their Equity
Home equity is the difference between how much your house is worth and how much you still owe on your mortgage. Learn more in this article.
Aug 5, 20242 min read
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Mortgage Brokers: What to Ask Before Using One
You’ve probably heard the term "mortgage broker" from your real estate agent or friends who’ve bought a home. But what exactly is a...
Jul 14, 20233 min read
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Home Inspection Process
Structural Pest Control Inspection Often referred to as a “Termite Report,” the Structural Pest Control Inspection is conducted by a...
Jun 26, 20232 min read
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How Much Down Payment Is Required for a House?
Your minimum down payment depends on the type of mortgage, the lender and your finances. Coming up with enough cash for a down payment to...
Jun 23, 20234 min read
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Saving for a Down Payment? Here’s What You Need To Know.
If you’re planning to buy your first home, then you’re probably focused on saving for all the costs involved in such a big purchase. One...
Jun 21, 20232 min read
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How Are Mortgage Rates Determined?
What factors determine mortgage rates? Your mortgage rate is determined by many factors. Some are within your control and some aren't....
Jun 16, 20233 min read
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A Drop in Equity Doesn’t Mean Low Equity
You may see media coverage talking about a drop in homeowner equity. What’s important to understand is that equity is tied closely to...
Jun 14, 20233 min read
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Death Certificate During a Transaction
Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226
Jun 14, 20231 min read
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What Is a Real Estate Lender?
A real estate lender is an individual or entity that finances a real property transaction. They do this by issuing a loan, such as a...
Jun 9, 20234 min read
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Real Estate Is Still Considered the Best Long-Term Investment
With all the headlines circulating about home prices and rising mortgage rates, you may wonder if it still makes sense to invest in...
Jun 7, 20231 min read
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3 Things To Look Out For In a Preliminary Title Report
Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226
Jun 5, 20231 min read
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6 First-Time Home Buyer Loans and Programs
Options for first-time home buyers reduce the cost of homeownership, including loans with low down payments and financing for...
Jun 2, 20234 min read
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Pros & Cons of Building a House VS Buying a House
Tyler Timmer (619) 609-9292 Tyler@seikoproperties.com BRE# 02084963
May 31, 20231 min read
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Owning a Home Helps Protect Against Inflation
You’re probably feeling the impact of high inflation every day as prices have gone up on groceries, gas, and more. If you’re a renter,...
May 24, 20232 min read
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Risks covered by Title insurance
There are many risks covered by Title insurance, and those are: Someone else owns an interest in your land Deeds delivered after death of...
May 22, 20231 min read
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Different Types of Mortgage Loans for Buyers and Refinancers
Home loans aren't one-size-fits-all. Many different types of mortgage loans exist, designed to appeal to a wide range of borrowers'...
May 19, 20235 min read
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5 Most Common Title Issues You Need To Be Aware Of!
Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226
May 15, 20231 min read
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What Is A Short Sale In Real Estate? A Guide To The Process
If you’re interested in buying a house at a discount, short sales can be an appealing option. Short sales are a safer alternative to...
May 12, 202311 min read
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