Educational Resources

The following are brief summaries of the more common examples of sole ownership and co-ownership.

If you’re contemplating your inaugural investment in commercial real estate, one term that you probably keep coming across is...

The housing market continues to shift and change, and in a fast-moving landscape like we’re in right now, it’s more important than ever...

A property deed is a legal document that shows the change of ownership between parties when a sale has occurred.

A mortgage is a legal document that typically comes with a home loan.

How different kinds of titles affect real estate sales, taxes, and more

Pre-qualification and preapproval sound similar, but typically only one — preapproval — will get real estate agents and sellers to take...

While the wild ride that was the ‘unicorn’ years of housing is behind us, today’s market is still competitive in many areas because the...

Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226

Some homeowners are eager to get out of their mortgage early, with reasons ranging from eliminating the psychological pressure of debt to...

A cash-out refinance allows you to convert a portion of your home’s equity into cash. Some homeowners use the funds to consolidate debt...

Structural Pest Control Inspection Often referred to as a “Termite Report,” the Structural Pest Control Inspection is conducted by a...

Your minimum down payment depends on the type of mortgage, the lender and your finances. Coming up with enough cash for a down payment to...

If you’re planning to buy your first home, then you’re probably focused on saving for all the costs involved in such a big purchase. One...

What factors determine mortgage rates? Your mortgage rate is determined by many factors. Some are within your control and some aren't....

You may see media coverage talking about a drop in homeowner equity. What’s important to understand is that equity is tied closely to...

Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226

A real estate lender is an individual or entity that finances a real property transaction. They do this by issuing a loan, such as a...

With all the headlines circulating about home prices and rising mortgage rates, you may wonder if it still makes sense to invest in...