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Educational Resources
Expand your knowledge toolkit by reading from the most prominent experts
Chain of Title: What You Should Know
Uncover the secrets of property ownership with 'Chain of Title: What You Should Know'.
Sep 24, 20242 min read
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TO-DO LIST: AFTER THE CLOSING
A to-do list for you after closing on a home.
Aug 26, 20243 min read
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WHAT ARE THE BASIC TYPES OF LIENS & JUDGMENTS?
When it comes to liens and judgments, it's crucial to understand the different types and their implications.
Jul 22, 20242 min read
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HELOC - HOME EQUITY LINE OF CREDIT LOAN: Title Company Payoff Requirements
Why does a title company ask for a “freeze letter” or hold additional funds when paying off a Home Equity Line of Credit Loan (HELOC)?
Jul 1, 20242 min read
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Heggstad Petition In California
A Heggstad petition in California probate is used when real property was not transferred into a trust before the decedent’s death.
Jun 24, 20242 min read
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What Are The Two Types of Title Policies?
Every sale of a residential property involves the purchase of two policies of title insurance - an Owner’s Policy and a Lender’s Policy.
May 28, 20242 min read
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MELLO ROOS TAX TIPS - Understanding Your Property Tax Bill
Having a thorough understanding of your property is absolutely imperative, whether you're a homeowner or a real estate investor.
Apr 22, 20242 min read
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GRANT DEED VS. QUITCLAIM DEED
Both instruments are common in California and convey ownership of property to another person. GRANT DEED: The grantor transfers all of...
Apr 1, 20241 min read
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SHOULD YOU BE CONCERNED WITH UNINSURED DEEDS?
The Answer Is Simple An uninsured deed is a deed that has not been examined by the title company. Before the deed can be recorded, it...
Mar 18, 20242 min read
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Real Estate: The cost of change of ownership in California.
When a Change of Ownership Requires Reappraisal Joint Tenancy Under this method of holding title, each owner holds the property jointly...
Jan 1, 20242 min read
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COMMON METHODS OF HOLDING TITLE: OWNING SEPARATE PROPERTY (PART 1/3)
Remember: Sole ownership is when an individual or another entity can own something. Here are examples of different ways people can own...
Dec 6, 20231 min read
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5 Ways to Hold Title in California
What is Title? Before we delve into how to hold title in California, it is crucial to understand the meaning of title: it describes a...
Sep 11, 20233 min read
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SOLE OWNERSHIP VS. CO-OWNERSHIP
The following are brief summaries of the more common examples of sole ownership and co-ownership.
Aug 28, 20233 min read
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Property Deed vs. Title: Key Differences
A property deed is a legal document that shows the change of ownership between parties when a sale has occurred.
Aug 21, 20234 min read
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Who Pays What During a House Transaction?
Here you will find the traditional distribution of expenses associated with a purchase of real estate.
Aug 14, 20232 min read
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House titles: What are they, and how should you title your home?
A house title denotes ownership rights: It is the bundle of rights that dictates who has legal or equitable interest in the property.
Aug 7, 20236 min read
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5 Common Methods of Holding Real Property Title
How different kinds of titles affect real estate sales, taxes, and more
Jul 31, 20237 min read
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What Is Statement Of Information
Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226
Jul 17, 20231 min read
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Requirements For Recording Documents
Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226
Jul 10, 20231 min read
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