top of page
Educational Resources
Expand your knowledge toolkit by reading from the most prominent experts
![](https://static.wixstatic.com/media/11062b_4744eb9050974574b502daca0c6c3a08~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/11062b_4744eb9050974574b502daca0c6c3a08~mv2.webp)
![What Every Homeowner Should Know About Their Equity](https://static.wixstatic.com/media/11062b_4744eb9050974574b502daca0c6c3a08~mv2.jpg/v1/fill/w_475,h_268,fp_0.50_0.50,q_90,enc_auto/11062b_4744eb9050974574b502daca0c6c3a08~mv2.webp)
Aug 5, 20242 min read
What Every Homeowner Should Know About Their Equity
Home equity is the difference between how much your house is worth and how much you still owe on your mortgage. Learn more in this article.
40
![](https://static.wixstatic.com/media/11062b_46d433cb8e234546b71d5ed7db6a7098~mv2.jpeg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/11062b_46d433cb8e234546b71d5ed7db6a7098~mv2.webp)
![What Are The Two Types of Title Policies?](https://static.wixstatic.com/media/11062b_46d433cb8e234546b71d5ed7db6a7098~mv2.jpeg/v1/fill/w_475,h_268,fp_0.50_0.50,q_90,enc_auto/11062b_46d433cb8e234546b71d5ed7db6a7098~mv2.webp)
May 28, 20242 min read
What Are The Two Types of Title Policies?
Every sale of a residential property involves the purchase of two policies of title insurance - an Owner’s Policy and a Lender’s Policy.
50
![](https://static.wixstatic.com/media/776b737fa088de33bd4aeeb6cb330849.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/776b737fa088de33bd4aeeb6cb330849.webp)
![Exploring the Mortgage Rate Landscape: What Factors Affect Rates and How to Stay Informed](https://static.wixstatic.com/media/776b737fa088de33bd4aeeb6cb330849.jpg/v1/fill/w_475,h_268,fp_0.50_0.50,q_90,enc_auto/776b737fa088de33bd4aeeb6cb330849.webp)
Apr 29, 20242 min read
Exploring the Mortgage Rate Landscape: What Factors Affect Rates and How to Stay Informed
Exploring the Mortgage Rate Landscape: What Factors Affect Rates and How to Stay Informed
70
![](https://static.wixstatic.com/media/feaca4_ba9eb354592144d5804bd6742bbc934b~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/feaca4_ba9eb354592144d5804bd6742bbc934b~mv2.webp)
![What's Happening with Mortage Rates?](https://static.wixstatic.com/media/feaca4_ba9eb354592144d5804bd6742bbc934b~mv2.jpg/v1/fill/w_475,h_268,fp_0.50_0.50,q_90,enc_auto/feaca4_ba9eb354592144d5804bd6742bbc934b~mv2.webp)
Feb 12, 20242 min read
What's Happening with Mortage Rates?
Are you feeling a bit unsure about what’s happening with mortgage rates? That might be because you’ve heard someone say they’re coming...
70
![](https://static.wixstatic.com/media/feaca4_18a0ba652ce440c9bcfb79820a3dffd0~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/feaca4_18a0ba652ce440c9bcfb79820a3dffd0~mv2.webp)
![Types of mortgage lenders and how to choose](https://static.wixstatic.com/media/feaca4_18a0ba652ce440c9bcfb79820a3dffd0~mv2.jpg/v1/fill/w_475,h_268,fp_0.50_0.50,q_90,enc_auto/feaca4_18a0ba652ce440c9bcfb79820a3dffd0~mv2.webp)
Jan 22, 20243 min read
Types of mortgage lenders and how to choose
What is a mortgage lender? A mortgage lender provides financing related to real estate, whether buying a property, constructing one, or...
50
![](https://static.wixstatic.com/media/11062b_f1e777bf36f14492be11ebdf0fcc90fd~mv2_d_7360_4912_s_4_2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/11062b_f1e777bf36f14492be11ebdf0fcc90fd~mv2_d_7360_4912_s_4_2.webp)
![Mortgage Rates Dip Below 7% for First Time in 4 Months](https://static.wixstatic.com/media/11062b_f1e777bf36f14492be11ebdf0fcc90fd~mv2_d_7360_4912_s_4_2.jpg/v1/fill/w_475,h_268,fp_0.50_0.50,q_90,enc_auto/11062b_f1e777bf36f14492be11ebdf0fcc90fd~mv2_d_7360_4912_s_4_2.webp)
Dec 20, 20231 min read
Mortgage Rates Dip Below 7% for First Time in 4 Months
Mortgage rates dropped below 7% for the first time since August, hitting 6.95% this week, Freddie Mac reported Thursday. It’s a holiday...
40
![](https://i.ytimg.com/vi/6de810HY5D4/maxresdefault.jpg)
![How to buy a home in this market | 2023 edition](https://i.ytimg.com/vi/6de810HY5D4/maxresdefault.jpg)
Sep 22, 20231 min read
How to buy a home in this market | 2023 edition
Louay Yousif Loan Consultant (619) 954-3446 louayyousif@loandepot.com
200
![](https://i.ytimg.com/vi/uMApfSRufRA/maxresdefault.jpg)
![What YOU should know about the Consumer Price Index!](https://i.ytimg.com/vi/uMApfSRufRA/maxresdefault.jpg)
Sep 15, 20231 min read
What YOU should know about the Consumer Price Index!
Louay Yousif Loan Consultant (619) 954-3446 louayyousif@loandepot.com
250
![](https://i.ytimg.com/vi/RzB78R1PYMk/maxresdefault.jpg)
![What will happen with rates?](https://i.ytimg.com/vi/RzB78R1PYMk/maxresdefault.jpg)
![](https://i.ytimg.com/vi/WF9JhdhbOiM/maxresdefault.jpg)
![Louay Yousif: Our Newest Lending Advisor](https://i.ytimg.com/vi/WF9JhdhbOiM/maxresdefault.jpg)
![](https://static.wixstatic.com/media/59ae78be3b0a4f0fa7b3c77d21838160.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/59ae78be3b0a4f0fa7b3c77d21838160.webp)
![Mortgage Broker vs. Direct Lender: What’s the Difference?](https://static.wixstatic.com/media/59ae78be3b0a4f0fa7b3c77d21838160.jpg/v1/fill/w_475,h_268,fp_0.50_0.50,q_90,enc_auto/59ae78be3b0a4f0fa7b3c77d21838160.webp)
Aug 18, 20235 min read
Mortgage Broker vs. Direct Lender: What’s the Difference?
Mortgage Broker vs. Direct Lender: An Overview The mortgage industry is full of individuals and companies helping people get access to...
130
![](https://static.wixstatic.com/media/599cfc36e9e64341811ef890e64f1c32.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/599cfc36e9e64341811ef890e64f1c32.webp)
![What Is a Mortgage and Different Types of Mortgages](https://static.wixstatic.com/media/599cfc36e9e64341811ef890e64f1c32.jpg/v1/fill/w_475,h_268,fp_0.50_0.50,q_90,enc_auto/599cfc36e9e64341811ef890e64f1c32.webp)
Aug 11, 20235 min read
What Is a Mortgage and Different Types of Mortgages
A mortgage is a legal document that typically comes with a home loan.
100
![](https://static.wixstatic.com/media/7fa6da7a44d5498d8b66f74b6d2a076b.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/7fa6da7a44d5498d8b66f74b6d2a076b.webp)
![What is the Difference Between a Lender and Real Estate Agent?](https://static.wixstatic.com/media/7fa6da7a44d5498d8b66f74b6d2a076b.jpg/v1/fill/w_475,h_268,fp_0.50_0.50,q_90,enc_auto/7fa6da7a44d5498d8b66f74b6d2a076b.webp)
Aug 4, 20232 min read
What is the Difference Between a Lender and Real Estate Agent?
Wondering the difference between a lender and a real estate agent?
160
![](https://static.wixstatic.com/media/11062b_700b0c16a76d41dea5cfb37fe1304a93~mv2.jpeg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/11062b_700b0c16a76d41dea5cfb37fe1304a93~mv2.webp)
![Pre-Qualified vs. Preapproved: What’s the Difference?](https://static.wixstatic.com/media/11062b_700b0c16a76d41dea5cfb37fe1304a93~mv2.jpeg/v1/fill/w_475,h_268,fp_0.50_0.50,q_90,enc_auto/11062b_700b0c16a76d41dea5cfb37fe1304a93~mv2.webp)
Jul 28, 20233 min read
Pre-Qualified vs. Preapproved: What’s the Difference?
Pre-qualification and preapproval sound similar, but typically only one — preapproval — will get real estate agents and sellers to take...
160
![](https://static.wixstatic.com/media/23f7a224a337416c8ff279a52397ff22.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/23f7a224a337416c8ff279a52397ff22.webp)
![14 Mortgage Questions to Ask Your Lender — and the Answers You Want](https://static.wixstatic.com/media/23f7a224a337416c8ff279a52397ff22.jpg/v1/fill/w_475,h_268,fp_0.50_0.50,q_90,enc_auto/23f7a224a337416c8ff279a52397ff22.webp)
Jul 21, 20235 min read
14 Mortgage Questions to Ask Your Lender — and the Answers You Want
Having a list of mortgage questions to ask potential lenders is just the start. Knowing the answers you’re looking for puts you ahead of...
150
![](https://static.wixstatic.com/media/11062b_2d80a3e84c064ae6aa91e4e58652474d~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/11062b_2d80a3e84c064ae6aa91e4e58652474d~mv2.webp)
![Mortgage Brokers: What to Ask Before Using One](https://static.wixstatic.com/media/11062b_2d80a3e84c064ae6aa91e4e58652474d~mv2.jpg/v1/fill/w_475,h_268,fp_0.50_0.50,q_90,enc_auto/11062b_2d80a3e84c064ae6aa91e4e58652474d~mv2.webp)
Jul 14, 20233 min read
Mortgage Brokers: What to Ask Before Using One
You’ve probably heard the term "mortgage broker" from your real estate agent or friends who’ve bought a home. But what exactly is a...
120
![](https://static.wixstatic.com/media/67e31af7cc984391ae17982d0aad4eaf.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/67e31af7cc984391ae17982d0aad4eaf.webp)
![How to pay off your mortgage early](https://static.wixstatic.com/media/67e31af7cc984391ae17982d0aad4eaf.jpg/v1/fill/w_475,h_268,fp_0.50_0.50,q_90,enc_auto/67e31af7cc984391ae17982d0aad4eaf.webp)
Jul 7, 20235 min read
How to pay off your mortgage early
Some homeowners are eager to get out of their mortgage early, with reasons ranging from eliminating the psychological pressure of debt to...
180
![](https://static.wixstatic.com/media/20d96b8914684d518f06a78461f89cca.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/20d96b8914684d518f06a78461f89cca.webp)
![How Much Down Payment Is Required for a House?](https://static.wixstatic.com/media/20d96b8914684d518f06a78461f89cca.jpg/v1/fill/w_475,h_268,fp_0.50_0.50,q_90,enc_auto/20d96b8914684d518f06a78461f89cca.webp)
Jun 23, 20234 min read
How Much Down Payment Is Required for a House?
Your minimum down payment depends on the type of mortgage, the lender and your finances. Coming up with enough cash for a down payment to...
120
![](https://static.wixstatic.com/media/11062b_372b0cff6a4a4998843c1e9c27dddcff~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/11062b_372b0cff6a4a4998843c1e9c27dddcff~mv2.webp)
![How Are Mortgage Rates Determined?](https://static.wixstatic.com/media/11062b_372b0cff6a4a4998843c1e9c27dddcff~mv2.jpg/v1/fill/w_475,h_268,fp_0.50_0.50,q_90,enc_auto/11062b_372b0cff6a4a4998843c1e9c27dddcff~mv2.webp)
Jun 16, 20233 min read
How Are Mortgage Rates Determined?
What factors determine mortgage rates? Your mortgage rate is determined by many factors. Some are within your control and some aren't....
70
![](https://static.wixstatic.com/media/11062b_620eb2cccbe2479d9016af2681a44b30~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/11062b_620eb2cccbe2479d9016af2681a44b30~mv2.webp)
![What Is a Real Estate Lender?](https://static.wixstatic.com/media/11062b_620eb2cccbe2479d9016af2681a44b30~mv2.jpg/v1/fill/w_475,h_268,fp_0.50_0.50,q_90,enc_auto/11062b_620eb2cccbe2479d9016af2681a44b30~mv2.webp)
Jun 9, 20234 min read
What Is a Real Estate Lender?
A real estate lender is an individual or entity that finances a real property transaction. They do this by issuing a loan, such as a...
260
bottom of page