6 First-Time Home Buyer Loans and Programs
Options for first-time home buyers reduce the cost of homeownership, including loans with low down payments and financing for...
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Educational Resources
Expand your knowledge toolkit by reading from the most prominent experts
May 24, 20232 min read
Owning a Home Helps Protect Against Inflation
You’re probably feeling the impact of high inflation every day as prices have gone up on groceries, gas, and more. If you’re a renter,...
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May 19, 20235 min read
Different Types of Mortgage Loans for Buyers and Refinancers
Home loans aren't one-size-fits-all. Many different types of mortgage loans exist, designed to appeal to a wide range of borrowers'...
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May 12, 202311 min read
What Is A Short Sale In Real Estate? A Guide To The Process
If you’re interested in buying a house at a discount, short sales can be an appealing option. Short sales are a safer alternative to...
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May 10, 20232 min read
The Impact of Inflation on Mortgage Rates
If you’re reading headlines about inflation or mortgage rates, you may see something about the recent decision from the Federal Reserve...
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May 5, 20234 min read
Mortgage lenders vs banks: Deciding where to get your mortgage
There’s a lot to consider when seeking a mortgage, and right up there — along with the APRs and the discount points — is the sort of...
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May 3, 202310 min read
18 Key Documents You’ll Need to Buy a House
It takes a staggering amount of paperwork to buy a house. From copies of tax forms to income verification, your head might be swimming...
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Apr 28, 20233 min read
Documents Needed for a Mortgage Preapproval Letter: A Checklist
Getting pre-approved for a mortgage before you go home shopping isn’t required, but it is a good idea, especially in a seller’s market,...
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Apr 21, 20231 min read
Biden Rule Will Tax Home Buyers With Good Credit to Lower Costs For Those With Bad Credit
If you have a good credit score and are looking to buy a home, you may be required to pay more to subsidize other home buyers who have...
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Apr 14, 20234 min read
How many names can be on a mortgage?
You’re ready to buy a house, but you’re buying it with other people. That begs several questions: How many owners can a home have? How...
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Apr 7, 20234 min read
How and Why to Refinance Your Mortgage
Definition of mortgage refinance A mortgage refinance replaces your current home loan with a new one. Often people refinance to reduce...
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Mar 31, 20232 min read
Are Home Prices Already Done Falling?
Some people might like the idea of perpetual appreciation in the housing market, but others know that the industry was badly in need of a...
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Mar 29, 20232 min read
Mortgage demand gets a boost from bank volatility, but it may be short-lived
Stress in the banking system turned out to be a boon for the U.S. mortgage market. As investors hid in the relative safety of the bond...
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Dec 12, 20224 min read
Who qualifies as a first-time homebuyer?
If you’ve never owned a home before, or if you haven’t owned property in the past three years, you could qualify as a first-time...
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Aug 19, 20221 min read
What Think Real Estate Lenders can do for you
At Think Real Estate, we can connect you with the best local vetted lenders/banks and offer you programs that will fit your needs.
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